Kochie's Household Budget template

Jul 04 |22:15

When it comes to getting your finances in order, it all starts with a budget. If you're trying to save some dough, it's vital you have a budget and stick to it. A budget highlights where your money is going, what t's being spent on, on how you can cut down.

Set aside one night to clear the dining table and sit down with all your bank statements, pay slips, and major bills. Then it's just a matter of jotting down everything you spend money on. Including the morning coffee, the packs of gum. Everything.

Use the Kochie Budget Template to fill in your income, expenses, and find out where your money's going and how much you should have to put towards savings.

Download the Excel version here and get started!

Just fill in the spaces and your household budget will be ready.

Check out this previous post for more tips on putting together a household budget .

Comments

-1 #63 Hillary Smith 2012-05-07 11:07

awesome! thanks for this. will come in handy.

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+4 #62 Alan 2012-04-12 05:44

,
nice templates, thumbs up for the effort. We made a similar budget planning effort to make budgeting easy and fun. The application name is Home budget box http://www.homebudgetbox.com and it allows user to manage their finances in a free and rich GUI way. Give it a try and contact us if you have any suggestions or comments.

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+2 #61 John 2012-04-08 00:31

Nice template :-). Only thing about this kind of types of managing budget is that it's kind of old. I think it is better to use budgeting software that can help you manage your budget and thus give you some suggestions how to improve your finances. I stumbled upon a great app and best of all it is FREE :-). It is called Home budget box www.homebudgetbox.com . Site is in silverlight and it is still in beta phase but in one month it will be fully functional and a great app to manage your finances. Great thing about it is you can categorize your expenses and incomes and thus see the full picture where your money goes. With this I saw that I need to cut down on junk food :-D.

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+1 #60 Roz 2012-03-19 15:51

Hi kochie,
I cant open a xls file on my computer, can you add it in another format please, thanks

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+1 #59 Sarah 2012-03-13 21:36

How simple this budget it - love "the verdict", very easy to see and helped immensely!

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+1 #58 Marnie 2012-02-21 17:39

Thank you Kochie. Because of your excel budget, my husband has finally come on board with an excel budget. I have downloaded others, but he wasn't interested until Kochie had one! The benefits of keeping track of our spending are paramount for our family. Thank you again, Marie.

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0 #57 andy 2012-02-09 10:46

hey brayden

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+18 #56 Michael 2012-01-17 13:05

This “Kochie Budget Template” at first look appears to be very useful for sure, however; what is not clear to me is the period for which this template is designed for – so what is the best way to go on about this? Should it be used as monthly or fortnightly budging template?

Kind Regars,
michael.

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+4 #55 Lyn Garwood 2012-01-14 11:35

I wish you could put up a financial budget for pensioners, we have just the pension coming in but we are still paying our house off and we have private health insurance, funeral insurance, quite a lot of medications each month, insurances, credit cards etc. so we are just trying to keep our heads above water. Not really sure what we could get rid of to make our money go further. Thankyou Lyn.

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